PaperBoss vs JDi Data (CTrax)
PaperBoss vs JDi Data CTrax
JDi Data's CTrax (acquired by MDI in 2023) is enterprise certificate-of-insurance software built for risk managers, insurance carriers, and TPAs. PaperBoss is built for the small or mid-size general contractor who wants a simple, GC-specific workflow at a flat monthly price.
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JDi Data launched CTrax in 2014 and was acquired by MDI in September 2023. It is a battle-tested ACORD form processor with deep configurability, used heavily by enterprise risk departments. Pricing starts around $5 per certificate with volume discounts and requires a sales call. If you are an enterprise risk manager or insurance TPA processing thousands of certificates, CTrax is mature and capable. If you are a GC tracking 10 to 500 subcontractors and want self-serve setup, transparent monthly pricing, and bundled W-9 + WC exemption tracking, PaperBoss fits the job better.
Built for GCs, not insurance departments
PaperBoss is purpose-built for the GC-tracking-subs workflow: required documents per project, no-account upload portal for subs, and renewal reminders on a calendar that matches construction timelines. CTrax is built for the inverse workflow (insurer tracking insureds).
Flat $29-149/mo, no per-certificate fees
PaperBoss pricing is published and self-serve. CTrax starts at ~$5 per certificate and requires a sales call for annual quotes, which gets unpredictable as your sub count grows.
W-9 and WC exemption tracking included
PaperBoss handles all three core GC documents in one workflow. CTrax is COI-only; W-9 collection and WC exemption tracking are not part of the product.
Modern UI, sub upload in under a minute
Subs receive a secure link and upload directly. No account, no app. CTrax has a more classic enterprise UI designed for daily use by risk professionals, not for occasional contractor uploads.
PaperBoss vs CTrax
Comparison based on jdictrax.com feature pages and public documentation. CTrax does not publish per-customer pricing and requires a sales call for quotes.
Frequently asked questions
How much does JDi Data CTrax cost?
CTrax pricing starts around $5 per certificate with volume discounts, but requires a sales call for an annual quote — they do not publish prices. PaperBoss is a flat $29-149 per month with no per-certificate fees and signup in 10 minutes.
Should I choose CTrax or PaperBoss?
Choose CTrax if you are an enterprise risk manager, insurance TPA, or large corporate insurance department needing deep ACORD processing and integration with MDI Claims Manager. Choose PaperBoss if you are a US general contractor tracking subcontractors and want a GC-specific workflow at a transparent monthly price.
Is CTrax still maintained after the MDI acquisition?
Yes. MDI acquired CTrax from JDi Data in September 2023 and continues to sell it alongside FIMMAS and Claims Manager. Development focus has shifted toward the broader MDI insurance suite, but the core product is still actively sold.
Can I switch from CTrax to PaperBoss?
Yes. Export your vendor and certificate data from CTrax (or have us help you pull it), bulk-upload to PaperBoss, and you will be tracking within a day. Email support@paperboss.io for migration help. Most CTrax-to-PaperBoss switches are GCs who realize they were paying for an enterprise risk-management feature set they never used.
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Every day without tracking is a day you’re exposed. One uninsured sub can cost you the whole job.
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