Named Insured

The Named Insured is the person or business listed in the declarations page of an insurance policy as the party who owns the contract. On a Certificate of Insurance, the Named Insured appears in the upper-right 'Insured' box and must match the legal business name on the subcontractor agreement, W-9, and other documents. Discrepancies (for example, 'ABC Contracting LLC' vs 'ABC Contracting Inc.') can invalidate coverage in a claim because the policy doesn't cover the wrong entity. Verifying the Named Insured matches exactly is a basic COI check for every subcontractor.